اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ، وَالْعَجْزِ وَالْكَسَلِ، وَالْبُخْلِ وَالْجُبْنِ، وَضَلَعِ الدَّيْنِ، وَغَلَبَةِ الرِّجَالِ.
"Allaahumma innee a'oodhu bika minal-hammi wal-hazan, wal-'ajzi wal-kasal, wal-bukhli wal-jubn, wa dala'id-dayni wa ghalabatir-rijaal."
Ewe Mwenyezi Mungu, hakika mimi najikinga Kwako na fadhaa na huzuni, na unyonge na uvivu, na ubakhili na woga, na kulemewa na deni, na kushindwa na watu (uonevu).
O Allah, I seek refuge in You from grief and sadness, from weakness and laziness, from miserliness and cowardice, from being overcome by debt and being overpowered by men.
Mtume (s.a.w) alimfundisha Abu Umamah alipokuwa amekaa msikitini akiwa amelemewa na madeni na huzuni; Allah akamuondolea dhiki yake yote.